Where to start. There is so much I want to share and not much time to type as it is almost bedtime. Anyway, the day I got my key was really 29 Sept and it almost didn't happen. The day before settlement, my lawyer called me and told me my lender forgot to process my application as a first home owner buyer. I only have one choice, pay the full stamp duty now and process as a refund later. Thankfully the extra amount is within my means. I shudder to think what would have happened if that is not the case.
Little did I know, few days down the road, my lawyer will call and inform me that there was a hold up in the refund and after investigation found out that my stamp duty was miscalculated from the start, so there is short payment of $3000. Yup my lenders sucked.
My lawyer also tactfully informed me that going to an actual bank is much better as they are more professional. I feel like telling him, if I can I would. Anyway after paying the way with more money, things resolved itself and I get my keys. Got into my unit and did a video tour of it for Rain and family.
That night, I dream of unicorns and rainbows.
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